For a better experience on CICSA Co-operative Credit Union Limited, update your browser.

CICSA Co-operative Credit Union Limited

Call Us

+1 345-949-8415



As defined in our Frequently Asked Questions on our web site, the CICSA Co-operative Credit Union is a savings & loans financial institution owned by and operated for the benefits of its members/shareholders.  These members are comprised of employees of the Cayman Islands Government and its Statutory Authorities, employees of local utility companies including Caribbean Utilities Company Ltd, Consolidated Water Co. Ltd, Water Authority, Cable & Wireless (Cayman) Ltd, Digicel (Cayman) Ltd, LOGIC Communications, WestStarTV Ltd, and TeleCayman Ltd.

To be a member of the CICSA Co-operative Credit Union one must be an employee of one of the above mentioned organizations or the spouse, parent, child or sibling of an existing member.

We thank you for your interest in the Credit Union and look forward to welcoming you as a member in the near future.

Click Here to Download Application Forms
Click Here to Watch Our Video Overview
Auto Loans - 10% Share Contribution
Special - New Automobiles
100% Financing for members who have saved at least 10% of the loan amount (Share Contribution)
Term: 6 Years Maximum
Interest Rate: 8.50%
Security: 100% of Vehicle Value
Repayment: Loan Payment + 10% Share Contribution
Call To Make An Appointment
Tel: 949-8415
Ext: 4222
Click here to download Loan Applications
Land Loans - 5% Share Contribution
100% Financing for members who have saved 5% of the loan amount (Share Contribution)
Term: 10 Years Maximum
15-Year Term Now Available
Interest Rate: 6.75 %
Security/Collateral: 100% of Amount Being Borrowed
Repayment: Loan Payment + 5% Share Contribution
Call To Make An Appointment
Tel: 949-8415
Ext: 4222
Click here to download Loan Applications

Click here for information on Land Loans

Cash Advances
Cash Advances are available for up to 50% of the eligible member’s salary repayable in full on your next pay-date.

Fee: 10% of The Amount Applied For Successfully

Required Documents: Cash Advance application form with a current employment letter and most recent pay slip.  Minimum 2 day processing time.

Click here for more details
Requirements For The Cash Advances Services
  • Applying Member must have an account for at least 3 months.
  • Account must have an active history.
  • Account must not be delinquent.
  • Member must provide a current job-letter.
  • All Cash Advances are 50% of remaining monthly salary AFTER all loan payments has been deducted.
  • All Cash Advances will be required to be repaid in full by the following pay-date.
  • Cash Advances are repaid at a rate of 10%.
  • Cash Advances are not issued during the month of July due to our financial year end.