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CICSA Co-operative Credit Union Limited

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Loans

Xpress Loan - Max of $5,000 for any good purpose!

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Need some extra cash to pay a few bills, pay off a credit card or medical bills or just to go on vacation, pay school fees, or for any good reason?  You may qualify for a maximum of $5,000 for up to 3 years to repay with a low monthly payment of $167.  At any time during the life of the loan, you can top up the loan back to the $5,000 max.  You will save the usual share contribution of 10% e.g. $17 additional to build your shares.  As long as you are not delinquent & your debt service ratio is 50% or below, you may qualify for the Xpress loan that can be used for any good reason – you say what the reason is!

Requirements For The Xpress Loan
  • No invoices or receipts are required.
  • Must be an active member of the Credit Union for at least 6 months.
  • Complete the O/D application form, provide us with an employment letter & the most current pay slip, and a current photo ID.
  • The period of the loan can be up to 3 years.
  • A credit check may be completed at the discretion of the Credit Union.
  • You do not have to pay-out this loan prior to applying for another Xpress loan.  As long as you continue to qualify e.g. 50% DSR or below, you can simply top-up your Xpress Loan back to the $5,000 limit.

**Other terms and conditions apply**

Click below for application form.

Application Form