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CICSA Co-operative Credit Union Limited

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Loans

Overdraft Loans

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An overdraft facility can be arranged for emergency related expenses such as unexpected health or medical issues or in the case of a death of a loved one.

Requirements to apply for an Overdraft
  • Current employment letter and most recent pay slip required.
  • Must be an active member of the Credit Union for at least 6 months.
  • Health — requires proof of medical need (Referral or Doctor 's Letter).
  • Death — requires Death Certificate or funeral home invoice or letter from doctor confirming death.
  • Many other purposes. (See requirement file for more info)
  • Offered for a period of 12 months.
  • Interest rate not exceeding 1% per month on the reducing balance.

Click below for more information and application form.

Requirement File Application Form